Express Consent: By providing my telephone number and/or email address, I CONSENT to Astoria Wealth Management using this information to contact me for marketing purposes. We are committed to keeping personal information confidential. The information collected may be used by Astoria Wealth Management and shared with its affiliates to inform you on opportunities, provide additional information from time to time and for other internal purposes. Terms and conditions apply. Insurance Products and services are distributed through HUB Financial Inc. Insurance license sponsored by BMO Assurance Company.
Privacy Policy and Client Consent
Since January 1, 2004, we have been required to obtain your written consent in order to collect, use and disclose your personal information under Canada’s Personal Information and Electronic Documents
Act (PIPEDA). Effective July 1, 2014 changes to Canada’s Anti-Spam Legislation (CASL) require senders of commercial electronic messages to obtain the individual’s consent to do so, and to provide a mechanism for them to discontinue receiving such messages at any time. Our firm’s Privacy
Consent Form has been updated to reflect this change.
By submitting your contact information to us you provide us with the ability to collect, use and disclose your personal information in order to provide you with the services and advice you seek from us. You are also
giving us permission to contact you by telephone, mail, email or other electronic means. You may withdraw this permission at any time by notifying us in writing.
Please read the information below and feel free to ask us any questions now or in the future. Your trust and confidence in our services is essential so we can provide you with the best service possible.
Our commitment to PIPEDA’s Privacy Principles:
Accountability: This firm is responsible for your personal information
and we take steps to safeguard it from unauthorized disclosure. You have the right to inspect your information and to ensure it is complete, accurate and current.
Purpose of collecting your information: We need to obtain accurate information from you in order to establish your identity, determine your eligibility for particular products or services, and to help ensure
that the advice, products or services offered to you, or purchased by you, are appropriate for you.
Limiting collection: When we collect your personal, financial, and related information, we will use and disclose it only for the purposes identified to you and you have given consent for.
Third party disclosure: To provide you with certain services or products, We may need to disclose your information to third parties. These may include but are not limited to: an insurance company (or companies), a Managing General Agency (MGA) contracted with an insurer (or insurers) to provide
certain services, or financial planning software companies, CRM software companies or referral partners or others. Each of these third parties also have privacy requirements to protect your personal information.
In addition, financial advisors have regulatory obligations which may require us to disclose your information on occasion to provincial regulators and self-regulatory agencies (for example, the provincial insurance regulators), to government entities responsible for detecting and preventing fraud, money laundering or other criminal activity, or when otherwise required by law.
Retention of information: Your personal information will be retained only as long as is necessary. We will destroy your information in a secure way, when it is no longer needed.
Safeguarding your information: We take steps to protect your personal information against theft, loss or unauthorized use. This protection applies to paper and electronic files. We will promptly inform you if a
breach occurs that puts your information at risk of being used in an unauthorized way.
Accuracy and Access: We take care to keep the information in our records as accurate, complete and up to date as necessary. However, we also rely on you to tell us when your information changes.
Keeping your information accurate allows us to offer you the highest quality service and make recommendations that are appropriate for you. You have the right to inspect your personal information
to ensure it is accurate.
Consent: By providing us with your consent, you agree to allow us to communicate with you in a timely and efficient manner and to disclose your personal information to third parties, when required,
to meet the legal, regulatory and contractual requirements related to the services and products you seek. Your consent also allows us to retain your personal information in my paper and electronic files for as long as the relationship continues, or we are required to do so for business or regulatory reasons.
Withdrawing your consent: Subject to legal, business or contractual restrictions, you can withdraw your consent at any time upon giving us reasonable notice in writing. Please note that withdrawing
your consent may limit or prevent us from communicating with you, or providing you with specific products or services.
In certain circumstances, your consent cannot be withdrawn. For example, you may not withdraw your consent when we must have the correct information about you to ensure a contract remains valid.
Complaints: You have the right to confidentially complain to us, to an insurer, any other financial provider you have purchased a product from, and to the Privacy Commissioner of Canada. However, we encourage you to first discuss any complaint with us, as in most cases this will allow us to resolve the issue in a timely manner.