Corporate – What We Do

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Corporate Services

Group benefit plans can play a major role to attract & retain quality employees. We work with you to customize a plan that may include drug coverage, vision care, dental, disability, accidental death and dismemberment and life insurance for plan members and their dependents. 

A great retirement plan is the foundation of a financial plan. This along with a health benefit plan can work to attract and retain great employees. We can help you customize a Plan to fit your companies needs. Some options available are a Registered Pension Plan (RPP) or a Group Registered Retirement Savings Plan (GRRSP) or a Deferred Profit Sharing Plan (DPSP). We help to find the right fit for you. 

Key Person Insurance can help protect your business if a key employee is suddenly unable to work. 

Setting up and maintaining an insured buy-sell agreement can be an important aspect of any business with two or more owners or partners. This protects each other and the business itself. 

For small business owners & farmers it is important to have a plan for the future to be able to transition out of your business in the most tax efficient manner.

An IPP is a Registered Defined-Benefit Pension Plan set up for the benefit of one person. This allows you to get the maximum pension allowable under Canadian Tax law. An IPP allows you to build retirement  income under a tax-sheltered umbrella. An IPP is available to business owners and executives. All while saving more tax with tax-deductible contributions and admin costs. 

Different types of earnings and different types of entities are all taxed differently. We help you develop a plan and corporate structure to help minimize personal, corporate and trust taxation. 

Either through your operating company, holding company or a trust. We work with you to set up corporate investment accounts to make sure your money is working for you – in the most tax efficient manner. 

Corporately owned Life Insurance can be a great tax planning and estate planning tool for business owners. There are a host of reasons that might justify corporate ownership of a life insurance policy. Generally speaking, corporate ownership of insurance policy will, (if the applicable rules are followed) produce distinct advantages from a financial, tax and legal perspective.